DENISE

Solid Long-Term Investment Opportunity – Occupied Life Annuity Sale (Viager Occupé)

Located just 20 minutes walk from Place Clémenceau and close to all amenities—shops, public transport, and services—this is a rare opportunity to secure a property in one of Biarritz's most sought-after neighborhoods.

Situated on the 1st floor of a well-maintained residence, this 86 m² apartment is in excellent condition and has a large entrance hallway, a 30m² living room bathed in natural light with balcony and two large bedrooms.

The independent kitchen opens onto a loggia and also features a second balcony/terrace. The hallway leads to a separate toilet and a remodeled bathroom.

The building has recently undergone façade renovations. Two valuable private parking spaces and a cellar are included.

Acquisition Details – Life Annuity Sale (Viager Occupé) on One Life

  • Occupant: Woman, 70 years old

  • Initial payment (Bouquet): €90,000 (agency fees included, payable by the seller)

  • Monthly annuity (Rente): €800, indexed annually

  • 30% increase in rent in case of early vacancy (e.g., if the occupant moves out or passes away)

  • Term: Life annuity

  • Market value of the property (traditional sale): €500,000

  • Agency fees: 7% payable by the buyer

    This type of investment allows you to build wealth gradually while securing a prime property at below-market cost, with strong capital appreciation potential over time.

90 000 €

 
 
  • Terrace + Balcony

  • 2 Parking Places

  • 20mn walk to la Place Clémenceau

  • Owner Occupied with monthly rent payable

  • 86 m² of Living Space

  • 2 Bedrooms

  • 30m² open Living/Dining

  • 1 Bathroom

Agency Fees 7% TTC included and charged to the buyer

CONTACT US ABOUT DENISE
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Mandat : 221V

Information on the risks to which this property is exposed is available on the website :

Géorisques : « www.georisques.gouv.fr »

https://www.service-public.fr/particuliers/vosdroits/F2762


Amount of theoretical annual energy expenditure based on energy diagnostic between:

1284€ and 1739€



Sales price with agency fees of 7% included : 90 000€

Market value of the property (traditional sale) : 500 000€

Price Net Seller : 55 000€

The property is in a copropriété

Number of Lots : 19 - Annual Fees : 1380€

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